RV | Travel Trailer Insurance to fit your needs
The ideal RV insurance coverage should cater to your specific needs, wherever your journey takes you. Whether you use your recreational vehicle for leisure or as a permanent home, you can create a personalized policy that provides protection for your motorhome or travel trailer in various scenarios.
Why do I need RV or Travel Trailer Insurance?
Rather than add your RV to your auto policy, consider RV insurance coverage with an RV policy. Some situations are not covered under a standard auto insurance policy.
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What does RV and travel trailer insurance cover?
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Regardless of your motorhome or trailer type, RV insurance can offer liability protection, comprehensive, collision, uninsured motorists, and medical payments. You can also get protection for personal belongings inside your RV and many other coverages.
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What does liability coverage pay for?
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Pays for damages and/or injuries you cause. Liability coverage is required by law if you drive your motorhome. However, when insuring a travel trailer, you won’t have the option to select liability coverage because your trailer is pulled by a motor vehicle. Just make sure you have liability coverage on the vehicle that tows your travel trailer.
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What is comprehensive and collision?
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​Examples of Comprehensive coverage are typically theft, vandalism, fire, glass breakage, weather-related incidents, and collisions with animals. Collision will typically repair or replace your damaged RV that occurs in an accident. A deductible usually applies for both comprehensive and collision.​
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How much does personal property pay?
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​If this coverage is chosen, Personal property inside your motorhome or travel trailer is covered up to the limits you specify.
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Is an Emergency expense coverage available?​
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If you’re away from your residence and your RV is disabled, coverage may include transportation, lodging, food, and fuel costs. Conditions and amounts apply to the coverage chosen.
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