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Auto Insurance to fit your needs
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage.
How much Auto Insurance do I need in Louisiana?
Auto insurance requirements vary by state. In Louisiana, each vehicle is required to have: 15/30/25 liability limits.
$15,000 - for bodily injury to one person
$30,000 - for bodily injury to more than one person in a single accident
$25,000 - coverage for damage to someone else’s vehicle or other property.
What does Liability Insurance Cover?
Liability insurance covers bodily injury or property damage caused by you, your family members, and others driving your vehicle with your permission. You and your family members are also covered when driving another person’s automobile including rental private passenger vehicles. Company cars and other non-owned cars regularly available to you are not covered.
While the above amounts are all that Louisiana law requires, they are often not enough. Contact us to find out how much coverage you should be carrying. Other coverages such as Collision and Comprehensive are available.
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