Insights

If you live in South Louisiana and own a home, chances are you have a Homeowners insurance policy with a Hurricane / Named Storm Deductible. What exactly is that? In most cases, it’s a percentage based on your dwelling coverage. Example: Your dwelling coverage is $200,000 and your Hurricane /Named Storm deductible is 5% $200,000 x 5% = $10,000 This means if you have a claim for a Hurricane or Named Storm, you will be responsible for the first $10,000 of damage. How do I find