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When shopping for homeowners insurance, keep these basic tips in mind: Shopping Tips • Don’t take risks with your new home. You should use the same care in shopping for your homeowners insurance as you did when shopping for your home. After a storm, fire or other calamity, the last thing you want to hear is that your insurance company is not financially stable enough to cover your claim or that you don’t have the proper coverage in the right amounts. • Shop till you drop. Don’t just buy the cheapest policy you can find. There are other factors you should weigh, such as the credibility of the company. • Remember deductibles. Homeowners policies in Louisiana carry a basic deductible depending
Motorcycle theft is a common problem that you should always keep in mind when your bike is unattended. With thousands of motorcycles stolen a year, it's worth spending some time learning how to protect yours Anti-Theft Devices Because a thief doesn't need to break “into" a motorcycle like he does a car, motorcycles feel more vulnerable to theft than other vehicles. They're also easier to transport. Still, some anti-theft devices can serve as both deterrents and theft prevention. Consider using the following on your bike. Hidden Kill Switch Kill switches make the motorcycle engine inoperable. Since some thieves know how to disable the kill switch, hidden kill switches have been developed. So
ESFI Pool and Spa Safety The Consumer Product Safety Commission reports that since 1990, there have been 60 electrocutions and nearly 50 serious electrical shocks involving electrical hazards in and around swimming pools. All outdoor receptacles should be covered to keep them dry. This is especially important around pools, spas and other summer water activities. Use a ground fault circuit interrupter (GFCI) for electrical devices used outside to help prevent electrocutions and electric shock injuries. Portable GFCIs require no tools to install and are available at prices ranging from $12 to $30. Make sure all electrical equipment used for swimming pools (even the cleaning equipment) is groun